Debra Sapp has been a Financial Advisor for over 10 years. She values working as a team with her clients to empower them with financial confidence to actively take part in achieving their Financial Planning goals. Debra earned her Bachelors degree from the University of Missouri-Kansas City. She also holds designations of CRPC® (Chartered Retirement Planning Counselor) and RICP® (Retirement Income Certified Professional).Debra founded Retirement Income Financial Services, LLC in 2020 because of her compassion for those who have committed most of their adult life to a company or an organization and have earned the right to retire comfortably and confident that they will have a fluid Financial Plan that will last throughout retirement and leave a financial legacy if so desired. She believes that this can be achieved by working together collaboratively and offering financial education to empower her clients. She wholly believes that her professional expertise holds her to a fiduciary responsibility and an excellence of stewardship toward those who have trusted her for their Financial Planning guidance and needs. She resides in the greater Kansas City area. In her free time, Debra enjoys creating elegant meals for family and friends, as well as playing golf, classical theatre and music.